Wednesday, November 7, 2007

Hard Sell

My daughter was in a wedding recently. She and all the gals in the wedding had manicures and pedicures the day before the wedding. Red nails to match the red dresses.

The morning of the wedding they all got their hair done at a local high-end salon and spa. A few of them opted for professional make ups as well.

I know she's very close to the bride but the expenses of being in the wedding party are large. The dress, the shower, shower gifts (3 showers), shoes, alterations of the dress including $30 to hem, nails, hair, wedding gift, travel expenses. These all equal love.

The professional make up artist talked Marny into two kinds of cream. One of rosatia and one to fight wrinkles, those wrinkles that are in the works that will show up in 20 years. She took the bait and the creams.

The day after the wedding, she was feeling guilty about those purchases. Her husband said it was ok and they could afford the splurge. Her guilt drove her to contacting the large chain of high-end spas. They said she could return them within a short time as long as they had not been opened and she had the receipt.

She was so relieved and proud to flash the $175 credit card credit.

The lesson: doubts and regrets can be signals that you have been over sold or cheated. Most states have regret sales periods. If you felt pressured into too much life insurance or too much house, there is usually a grace period that allows you to quickly get out of your commitment. This is usually something the salesperson might overlook telling you.

A quick out of the sale but no quick out for the wedding vows! Those are not to be entered into lightly.

Listen to that small voice in your head questioning a large purchase.

'til later

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