It's time to get suggestions from friends and family. What do they want for Christmas? Marney has asked for suggestions from us. I do not know their gift budget for the season, but I came up with a few practical suggestions. She handed me the Lang calendar catalog and I marked 2 that I would enjoy hanging in our kitchen in 2009. The choice is hers.
Are there gifts for loved ones that you will struggle with this year. Not finding what they would like or what you want them to have but the costs. Can you find a satisfying alternative that's cheaper?
I have a friend and we give each other a day shopping after Christmas with a nice lunch along the Fox River. We take advantage of the sales and splurge on lunch. We each treasure the time together and it's the gift I look forward to each year.
Have you noticed on-line stores are offering free shipping? Many are and others have marked down some things ahead of the holidays. On-line you can avoid sales tax as well.
Time to make those lists and get shopping. Remember your budget and be nice to yourself. Think ahead to the Visa bill that will arrive in January. Don't face the new year with a big debt.
'til later
1 comment:
Calendars are a great idea. I usually get 2 a year for work and home.
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